Great job protecting your home from probate by funding the living trust with your home. Funding means changing the title from your individual name to the name of the living trust. However, you should also be sure to add the living trust as an “additional interest” under the homeowner’s insurance policy.
If you are a member of an LLC that owns property, the LLC should be the named insured on the insurance policy and the members of the LLC should be named as additional insureds.
Now is the time to touch base with your insurance professional for a policy review and update.